As an Equity Release Adviser, the top 3 questions asked.

By John Cossons, Equity Release Adviser. As an Equity Release Adviser, when I first talk to clients about equity release they generally have three main concerns. I don't want to lose ownership of my house. Taking out a Lifetime Mortgage does not affect the ownership of your home. The property remains yours and the mortgage, plus [...]

2020-04-06T11:42:11+01:00April 6th, 2020|Latest news|

Equity Release – Is it a bad idea?

By Darren Amos, Independent Financial Adviser and Equity Release expert. We’ve all heard horror stories about Equity Release and how people have lost everything, but are they true? To be brutally honest, the answer is probably yes…. or at least it used to be. Like most things in life, most schemes were perfectly suited to clients [...]

2020-02-03T10:58:18+00:00February 24th, 2020|Latest news|

Interest only mortgage. Is downsizing the only option?

The housing charity Shelter released a report that showed property prices had increased by more than 43 times from what they were in 1971. They highlighted that this increase was far in excess of year on year inflation. After building up such a high level of equity in their property over the years, homeowners with an [...]

2020-01-20T11:19:22+00:00February 10th, 2020|Latest news|
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